Home insurance
What different types of coverages are available?
When it comes to auto insurance, there are basic coverages you can take out along with additional protections.
BC ASSUR: Your home insurance, your peace of mind
Whether it’s in the city, the country or the suburbs, your home is a source of comfort and security for you and your family. It’s also likely your biggest investment and contains most of your personal property.
BC ASSUR gets it! That’s why we’re committed to helping you protect what’s most important to you with the best home insurance. Our expert home insurance brokers will give you the advice you need to get the best coverage at the best price, thanks to the many markets and insurers we have access to.
Contact us today to discuss your home insurance needs with one of our brokers.
YEARS OF EXPERIENCE
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KNOWLEDGEABLE BROKERS
Your home insurance expert:
BC ASSUR, your home insurance expert
Lifestyles are changing and we have more living options than ever. Are you a city, country or suburb dweller? Have an apartment, condo, home or cottage? Do you own, rent or have a condo? What type of insurance coverages do you need?
At BC ASSUR, our home insurance brokers are there to explain everything! We break down all the details about your home and identify what you need to protect this major investment.
What you need to know!
The first thing you need to do before taking out home insurance is establish your profile.
Are you:
An owner occupant?
A condo owner?
A tenant?
Are you looking to insure a rental property, a secondary residence, a seasonal home, maybe even a home under renovation? Etc.
What type of coverage do you want?
All perils?
Specified perils?
Both?
What are the features of the property you want to insure?
Home insurance policies must be a perfect fit for our clients’ particular situation. Each client has a well-defined profile and different needs, while each type of property has its own defining characteristics.
Our dedicated home insurance brokers will take the time to thoroughly explain everything and carefully review all these factors to find you the coverage that fits your profile and type of home.
Get in touch today to discuss your home insurance needs with one of our brokers.
Getting a home insurance quote
At BC ASSUR, it’s easy to get a home insurance quote. All you have to do is contact one of our specialized brokers! We have access to a wide range of reputable insurance companies and specialized markets that offer all kinds of coverage.
Our expert brokers will gather all the information they need about you (owner, renter or other), and your home (apartment, condo, rental property and so on) and help you decide what kind of coverage you want and need.
We also make it a priority to highlight details you may not be aware of, such as deductible options, total coverage amounts or reimbursement conditions in the event of a claim. All in just one phone call.
The right information, the right coverage!
A home is a huge investment and we need to protect it. We can suffer a loss at any time, so adequate home insurance is key. Having the right information is critical!
At BC ASSUR, we make sure our clients are aware of all the risks involved in owning a home. Our dedicated home insurance brokers put all their expertise to work for you and get all the information they need to get you the best coverage at the best price available on the market.
There are many coverage options:
All perils coverage:
As the name indicates, this insurance covers most potential losses: liability – human error – fire – collapse under snow – burglary – broken pipes and more.
This basic coverage can apply to building and property.
During the quote process, you can add endorsements to your insurance policy, including water damage, sewer back-up, earthquake or for newly acquired valuables such as works of art, jewellery, bikes and more. Other optional coverages are available to give you peace mind, including identity theft and legal advice.
Specified perils:
Only the coverage you want to take out for specific protections you choose.
All perils for the building and specified perils for contents:
Covers all standard risks to protect your home along with any additional coverages you want to add for your personal property.
Contact one of our brokers today to find out more about these various coverages!
Good to know!
At BC ASSUR, we help thousands of clients every year to find the right home insurance at extremely competitive prices.
Here’s some helpful information!
Home insurance for renters/Rental insurance.
If you don’t own your home, consider getting home insurance to protect your personal property in the event of break-in, fire, water damage and other situations that could cause damage. Also consider taking out adequate liability coverage to protect your finances in the event you accidentally cause damage to the property of other renters or to the owner.
Our specialized brokers will be happy to explain these various home rental risks.
More information about rental insurance
Contact us today to discuss your home insurance needs with one of our knowledgeable brokers.
Contact us today to discuss your home insurance needs with one of our knowledgeable brokers.
Condo home insurance
Besides the insurance provided by the condo syndicate which covers the common areas of the building, you’ll also need home insurance to cover your unit.
Our BC ASSUR experts will find you the right insurance coverage to protect your investment.
More information about condo insurance
Hard to insure!
If you’re having trouble getting adequate home insurance due to multiple claims or non-payment of premiums or because you have a special or high-value property, BC ASSUR can help!
With our access to specialty markets and insurers, BC ASSUR can offer you a wide range of insurance products and services for challenging situations as well as financing solutions for all types of policies. They’ll take the time to evaluate your situation and help you get the coverage that’s right for you.
Contact us today to discuss your home insurance needs with one of our knowledgeble brokers.
Get your quote
If you want to know more, our brokers will be happy to thoroughly explain everything.
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