What does commercial general liability insurance cover?

Commercial general liability insurance covers many things (up to the policy limit), including:

• The cost of repairing damaged vehicles or property
• Legal expenses
• Settlement costs
• Medical expenses

Why is commercial general liability insurance a must for your business?

Because an accident can happen any time, to anyone, it’s critical to make sure you have not only the right coverage, but also the right amount to protect you in the event of liability for damage or injury. The reality is that the associated medical, legal and other expenses can add up quickly. Choosing the right amount of liability coverage helps you avoid the potential risk of having to cover these expenses yourself.

Umbrella liability

You can also add optional umbrella liability coverage to your commercial general liability policy. This option increases the amount of coverage in your basic policy, so your business has double the protection.